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Indianapolis /??ndi?'n�p?l?s/ (abbreviated Indy /'?ndi/) is the capital and most populous city of the U.S. state of Indiana, and also the county seat of Marion County. As of the 2010 census, the city's population is 820,445. It is the 12th-largest city in the United States and the 29th-largest metropolitan area in the United States.Historically, Indianapolis has oriented itself around government (a byproduct of its state capital function) and industry, particularly manufacturing. Over the late decades of the 20th century, the city's Unigov worked to revitalize the downtown area. Today, Indianapolis has a much more diversified economy, with large contributions from education, health care, finance, and technology. Tourism is also a vital part of the economy, with the city hosting numerous conventions and sporting events. events include the annual Big Ten Conference football championship and the Men's and Women's basketball tournaments. Indianapolis also hosted the XLVI in 2012.Both and Livability.com rank Indianapolis among the best downtowns in the United States citing ""more than 200 retail shops, more than 35 hotels, nearly 300 restaurants and food options, movie theaters, sports venues, museums, art galleries and parks"" as attractions. Greater Indianapolis has seen moderate growth among U.S. cities. The population of the metropolitan statistical area was 1,756,241 according to the 2010 Census, making it the 34th-largest in the United States. The 2010 population of the Indianapolis combined statistical area, a larger trade area, was 2,080,782, the 23rd-largest in the country. Indianapolis is considered a gamma global city by the Globalization and World Cities Research Network. In 2013, the city won Sister Cities International's 2013 Best Overall Program award for jurisdictions of population 500,000 and above.The largest industry sectors by employment in Indianapolis are manufacturing, health care and social services, and retail trade. Compared to Indiana as a whole, the Indianapolis metropolitan area has a lower proportion of manufacturing jobs and a higher concentration of jobs in wholesale trade; administrative, support, and waste management; professional, scientific, and technical services; and transportation and warehousing.

 

Fort Wayne, IndianaCityCity of Fort WayneClockwise from top: Downtown Fort Wayne, Historic Fort Wayne, Fort Wayne Children's Zoo, couence of the three rivers, Johnny Appleseed's grave, and the Embassy Theatre.FlagSealNickname(s): ""The Summit City"" (official), ""The City of Churches"", ""The City That Saved Itself"", ""Magnet Wire Capital of the World""Motto: KekiongaLocation in Allen County and Indiana Fort Wayne, IndianaLocation in the United StatesCountry United StatesState IndianaCountyAllenTownshipsAboite, Adams, Perry, Pleasant, St. Joseph, Washington, WayneFoundingOctober 22, 1794IncorporatedFort Wayne is a city in the U.S. state of Indiana and the county seat of Allen County. Located in northeastern Indiana, the city is 18 miles (29 km) west of the Ohio border and 50 miles (80 km) south of the Michigan border. With an estimated population of 256,496, Fort Wayne is the 76th most populous city in the United States and second largest in Indiana. It is the principal city of the Fort Wayne metropolitan area, consisting of Allen, Wells, and Whitley counties, for an estimated population of 419,453. In addition to those three core counties, the combined statistical area includes Adams, DeKalb, Huntington, Noble, and Steuben counties, for a population of about 615,077.Under the direction of American Revolutionary War statesman Anthony Wayne, the United States Army built Fort Wayne last in a series of forts near the Miami tribe village of Kekionga in 1794. Named in Wayne's honor, the settlement established itself at the couence of the St. Joseph River, St. Marys River, and Maumee River as a trading post for European pioneers. The village was platted in 1823 and experienced tremendous growth after completion of the Wabash and Erie Canal and advent of the railroad. Once a booming manufacturing town located in the Rust Belt, Fort Wayne's economy has diversified to include distribution, transportation, and logistics, health care, professional and business services, leisure and hospitality, and financial services. The city is a center for the defense industry which employs thousands.As northeastern Indiana's cultural hub, Fort Wayne is home to 15 museums and art galleries, two daily newspapers, philharmonic orchestra, botanical conservatory, zoo, convention center, three minor league sports franchises and an Division I member school, and 86 public parks. The city is home to the fifth-largest public university in Indiana, Indiana University � Purdue University Fort Wayne (IPFW), and the private universities of Concordia Theological Seminary, Indiana Institute of Technology, and University of Saint Francis. The city is recognized as the final resting place of American folklore legend Johnny Appleseed.Fort Wayne has been an All-America City Award recipient in 1982, 1998, and 2009 and received an Outstanding Achievement City Livability Award by the U.S. Conference of Mayors in 1999.Manufacturing is deeply rooted in Fort Wayne's economic history, dating to the earliest days of the city's growth as an important trade stop along the Wabash and Erie Canal. Railroads, introduced shortly after the canal's arrival, eased travel from Fort Wayne to other booming industrial centers along the Great Lakes, such as Chicago, Detroit, Toledo, and Cleveland. Throughout the early and mid-20th century, manufacturing dominated the city's economic landscape. From 1900 to 1930, Fort Wayne's industrial output expanded by 747 percent, with total production valued at $95 million in 1929, up from $11 million in 1899. The total workforce also increased from 18,000 in 1900 to nearly 50,000 in 1930.

 

Evansville is the commercial, medical, and cultural hub of Southwestern Indiana and the Illinois-Indiana-Kentucky tri-state area. It is the third-largest city in the state of Indiana and the largest city in Southern Indiana. As of the 2010 census, the city had a total population of 117,429 and a metropolitan population of 358,676. It is the county seat of Vanderburgh County.Situated on an oxbow in the Ohio River, the city is often referred to as the ""River City"". As testament to the Ohio's grandeur, early French explorers named it La Belle Riviere (""The Beautiful River""). The area has been inhabited by various cultures for millennia, dating back at least 10,000 years. Angel Mounds was a permanent settlement of the Mississippian culture from 1000 AD to around 1400 AD. The city itself was founded in 1812.The broad economic base of the region has helped to build an economy which is known for its stability, diversity, and vitality. Four NYSE companies (ACW, BERY, LEAF, VVC) are headquartered in Evansville, along with the global operations center for NYSE company Mead Johnson. Three other companies traded on the NASDAQ (ESCA, ONB, SCVL) are located in Evansville. The city is home to public and private enterprise in many areas, as Evansville serves as the economic hub of the region.The city has several well known educational institutions. The University of Evansville is a small private school located on the city's east side, while the University of Southern Indiana (formerly Indiana State University-Evansville) is a larger public institution located just outside of the city's westside limits. Other local educational institutions have also garnered praise and attention, including nationally ranked Signature School and the Evansville Vanderburgh Public Library. In 2008, Evansville was voted the best city in the country in which ""to live, work, and play"" by the readers of Kiplinger, and in 2009 the 11th best.Evansville is the regional center for a large trade area in Indiana, Kentucky, and Illinois. The broad economic base of the region has helped to build an economy which is known for its stability, diversity, and vitality. The largest industry sectors by size in Evansville are health care, finance, education, and manufacturing. Other major industries by employment are energy, warehousing and distribution, and retail.

 

The city of South Bend is the county seat of St. Joseph County, Indiana, United States, on the St. Joseph River near its southernmost bend, from which it derives its name. As of the 2010 census, the city had a total of 101,168 residents; its Metropolitan Statistical Area had a population of 318,586 and Combined Statistical Area of 721,296. It is the fourth-largest city in Indiana, serving as the economic and cultural hub of Northern Indiana. The highly-ranked University of Notre Dame is located just to the north in unincorporated Notre Dame, Indiana and is an integral contributor to the region's economy.The area was originally settled in the early 19th century by fur traders, and established as a city in 1865. The St. Joseph River shaped South Bend's economy through the mid-20th century. River access assisted heavy industrial development such as that of the Studebaker Corporation, the Oliver Chilled Plow Company, and other large corporations.The population of South Bend has declined since a peak of 132,445 in 1960, chiefly due to migration to suburban areas as well as the demise of Studebaker and other heavy industry. Today, the largest industries in South Bend are health care, education, small business, and tourism. Remaining large corporations include Crowe Horwath, Honeywell, and AM General.South Bend's location on the St. Joseph River led to an industrial-based economy in the late 19th century and early-to-mid-20th century. In 1923, industrialist and entrepreneur Vincent H. selected South Bend as the site of his new manufacturing plant for automotive parts.[27] He chose South Bend primarily because it was on a rail line midway between Chicago and Detroit, the two automotive manufacturing centers of the United States at the time.[27] Eventually, the corporation built a vast manufacturing complex on its South Bend acreage served by the major railroads, including a huge shipping and receiving building where railroad cars could enter at one end, unload, and depart at the opposite end.

 

Carmel /'k?rm?l/ is a suburban city in Hamilton County, Indiana, United States located immediately north of Indianapolis. It has been one of the fastest-growing communities in the country. In 2012, Carmel was selected the Best Place to Live in United States by CNN magazine. The population was 85,927 at the 2013 census.The Meridian Corridor is serves as a large concentration of corporate office space within the City. It is home to more than 40 corporate headquarters and many more regional offices. Several large companies reside in Carmel, and it serves as the national headquarters for , and Technical Institute.

 

Fishers is a city located in Fall Creek and Delaware Townships, Hamilton County, Indiana, United States, with a population of 76,794, according to the 2010 census. A suburb of Indianapolis, Fishers has grown rapidly in recent decades: about 350 people lived there in 1963, 2,000 in 1980, and only 7,200 as recently as 1990. In 2011, Fishers was named the number one city for families by The Learning Channel and was selected as a Green Community by the Indiana Association of Cities and Towns. The town was named the safest city in the nation in 2011, and again in 2012. In 2010, Fishers was ranked eighth in the best places to live according to , America's best affordable suburb by , and the eleventh best place to move in the country by . Fishers was also ranked the 24th best place to live in America by magazine in 2005, 33rd in 2006, 10th in 2008, and 12th in 2012.After the passage of a referendum on Fishers's status in 2012, Fishers transitioned from a town to a city on January 1, 2015. The first mayor of Fishers�Scott Fadness�along with the city's first clerk and city council were sworn in on December 21, 2014.According to the Fishers's Department of Development, as of 2013, the top employers in the town are:[42]

 

Bloomington is a city in and the county seat of Monroe County in the southern region of the U.S. state of Indiana. According to the Monroe County History Center, Bloomington is known as the ""Gateway to Scenic Southern Indiana."" The city was established in 1818 by a group of settlers from Kentucky, Tennessee, the Carolinas and Virginia who were so impressed with ""a haven of blooms"" that they called it Bloomington.The population was 80,405 at the 2010 census.Bloomington is the home to Indiana University Bloomington. Established in 1820, IU Bloomington has 42,630 students, as of September 2014, and is the original and largest campus of Indiana University. In the 1991 book entitled The Campus as a Work of Art, author Thomas Gaines named the Bloomington campus one of the five most beautiful in America. Most of the campus buildings are built of Indiana limestone.Bloomington is also the home of the Indiana University School of Public and Environmental Affairs, Indiana University Maurer School of Law, the Jacobs School of Music, the Kelley School of Business, the Kinsey Institute, the Indiana University School of Optometry, and the Midwest Proton Radiotherapy Institute.Bloomington has been designated a Tree City for more 30 years as of 2014. The city was also the location of the Academy Award-winning 1979 movie Breaking Away, featuring a reenactment of Indiana University's annual Little 500 bicycle race. Monroe County's famous limestone quarries are also featured in the movie.The Bloomington and Monroe County region is home to major employers representing a diverse collection of fields, including education, the life sciences, advanced manufacturing and technology.

 

U.S. Routes State Routes Waterways Grand Calumet RiverLake MichiganAmtrak station Hammond-WhitingSouth Shore Line station Hammond Website www.gohammond.com Demographicsis a city in Lake County, Indiana, United States. It is part of the Chicago metropolitan area. The population was 80,830 at the 2010 census, replacing Gary as the most populous city in Lake County.

 

U.S. Routes State Routes Airport Gary/Chicago InternationalWaterways Grand Calumet RiverLake MichiganSouth Shore Line stations Adam Benjamin Metro CenterGary/Chicago Airport � MillerPublic transit Gary Public Transportation Corp. is a city in Lake County, Indiana, United States, located in the southeastern portion of the Chicago metropolitan area. Gary is located 25 mi (40 km) from downtown Chicago, Illinois and 12 mi (19 km) from Crown Point, Indiana, the county seat of Lake County.The population of Gary was 80,294 at the time of the 2010 census, making it the ninth-largest city in the state of Indiana. Gary's population has fallen by 55 percent from a peak of 178,320 in 1960.Gary is located adjacent to the Indiana Dunes National Lakeshore and borders Lake Michigan. Many citizens and politicians have helped to preserve parts of the Indiana Dunes. The city is known for its large steel mills, and for being the birthplace of the The Jackson 5 music group.

 

Lafayette (/?l??fi?'?t/ or lah-fee-YET) is a city in and the county seat of Tippecanoe County, Indiana, United States, located 63 miles (101 km) northwest of Indianapolis and 105 miles (169 km) southeast of Chicago. West Lafayette, on the other side of the Wabash River, is home to Purdue University, which contributes significantly to both communities. Together, Lafayette and West Lafayette form the core of the Lafayette, Indiana Metropolitan Statistical Area.According to the 2010 United States Census, the population of Lafayette was 67,140, roughly a 19% increase from 56,397 in 2000. Meanwhile the 2010 U.S. Census pegged the year-round (excluding Purdue University students) population of West Lafayette at 29,596 and a Tippecanoe County population of 172,780.Much of the economy of the city of Lafayette and the surrounding area is centered around the academic and industrial activities of Purdue University. The university and its associated businesses employ the largest portion of the Lafayette workforce. However, private industry and commerce independent of the university also exist in the community. Some notable examples include:

 

Muncie /'m?nsi/ is a city in Center Township and the county seat of Delaware County in east central Indiana. As of the 2010 Census, the city's population was 70,085. It is the principal city of the Muncie, Indiana, Metropolitan Statistical Area, which has a population of 118,769.Muncie is the home of Ball State University and the Ball Corporation (1888�1998) and the birthplace of the comic strip Garfield. Thanks to the Middletown studies first conducted in the 1920s, it is said to be one of the most studied U.S. cities of its size.From the late 19th century, Muncie's economic backbone has been industry, primarily manufacturing.

 

Terre Haute (/?t?r? 'ho?t/ TERR-? HOHT) is a city in and the county seat of Vigo County, Indiana, United States, near the state's western border with Illinois. As of the 2010 census, the city had a total population of 60,785 and its metropolitan area had a population of 170,943. The city is the self-proclaimed capital of the Wabash Valley. With numerous higher education institutions located in Terre Haute, the city has embraced its college town persona. Terre Haute was named the 'Community of the Year' in 2010 by the Indiana Chamber.

 

Kokomo /'ko?k?mo?/ is a city in and the county seat of Howard County, Indiana, United States. Kokomo is Indiana's 13th-largest city. It is the principal city of the Kokomo, Indiana Metropolitan Statistical Area, which includes all of Howard and Tipton counties. Kokomo's population was 46,113 at the 2000 census, and 45,468 at the 2010 census. On January 1, 2012, Kokomo successfully annexed more than 7 square miles (18 km2) on the south and west sides of the city, including Alto and Indian Heights, increasing the city's population to nearly 57,000 people. The city of Kokomo has also, in recent years, constructed ""sister-city"" relations with Dongyang, China.Named for a Native American, Kokomo first benefited from the legal business associated with being the county seat. Before the Civil War, it was connected with Indianapolis and then the Eastern cities by railroad, which resulted in sustained growth. Substantial growth came after the discovery of large natural gas reserves, which produced a boom in the mid-1880s. Among the businesses which the boom attracted was the fledgling automobile industry. A significant number of technical and engineering innovations were developed in Kokomo, particularly in automobile production, and, as a result, Kokomo became known as the ""City of Firsts."" A substantial portion of Kokomo's employment still depends on the automobile industry.Kokomo's employment, largely based in manufacturing, was hard hit by the economic downturn which led to the recession beginning in December 2007. In December 2008, Kokomo was ranked third by in its list of America's fastest dying towns, mainly as a result of the financial difficulties of the automotive industry.[77]

 

Noblesville is a city in and the county seat of Hamilton County, Indiana, United States, located just north of Indianapolis. The population was 51,969 at the 2010 census making it the 14th largest city/town in the state, up from 19th in 2007. The city is part of Delaware, Fall Creek, Noblesville, and Wayne townships.Noblesville is also home to the Klipsch Music Center, an outdoor music venue, and the Indiana Transportation Museum.

 

Anderson (Primarily)Adams, Fall Creek, Lafayette, Richland, Union (Small Sections) Anderson is a city in and the county seat of Madison County, Indiana, United States. It is the principal city of the Anderson, Indiana Metropolitan Statistical Area which encompasses Madison County. Anderson is the headquarters of the Church of God (Anderson) and home of Anderson University, which is affiliated with that denomination. Highlights of the city include the historic Paramount Theatre and the Gruenewald Historic House.The population was 56,129 at the 2010 census. This is down from 70,000 in 1970.When General Motors closed its operations in Anderson, the city was dealt a major economic blow as GM was the biggest employer in Anderson. Nevertheless, in 2007, Anderson was ranked 98th in the List for 100 Best Places for Businesses among Smaller U.S. Metro areas. However, a more recent (2014) appraisal of Anderson from the Indiana Business Review was mixed noting that ""long-term trends are negative"", citing ""a long-term downward trend in area employment"" and ""acceleration in the number of food stamp recipients"". More recent unemployment has been reduced, but improvements still lag behind the rest of the state.

 

Greenwood is a city in Johnson County, Indiana, United States. The population was 49,791 at the 2010 census, and as of 2014 is 50,457. It is home to the Greenwood Park Mall. Greenwood is located between Indiana State Road 37 and Interstate 65. The city shares a border with Indianapolis and is the most populous suburb in the southern portion of the Indianapolis Metropolitan Area.

 

Elkhart /'?lk?rt/ is a city in Elkhart County, Indiana, United States. The city is located 15 miles (24 km) east of South Bend, Indiana, 110 miles (180 km) east of Chicago, Illinois, and 150 miles (240 km) north of Indianapolis, Indiana. Elkhart has the larger population of the two principal cities of the Elkhart-Goshen Metropolitan Statistical Area, which in turn is part of the South Bend-Elkhart-Mishawaka Combined Statistical Area, in a region commonly known as Michiana. The population was 50,949 at the 2010 census. Despite the shared name, it is not the county seat of Elkhart County; that position is held by the city of Goshen, located about 10 miles (16 km) southeast of Elkhart.Elkhart is best known for two industries: recreational vehicles and musical instruments. It has been referenced as the ""RV Capital of the World"" and the ""Band Instrument Capital of the World"" for decades. Other notable industries in Elkhart include; pharmaceuticals, electronic components, manufactured housing and mobile homes. Numerous manufacturers of musical instruments and accessories, of which most of the surviving companies have been absorbed into the conglomerate, have a long history in the city. Elkhart is also home to the Robert Young Rail Yards, which are the second-largest freight classification yards in the world.

 

Mishawaka /?m???'w??k?/ is a city on the St. Joseph River, a part of the South Bend Metropolitan statistical area in St. Joseph County, Indiana, United States. The population was 48,252 as of the 2010 Census. Its nickname is ""the Princess City.""Mishawaka is a principal city of the South Bend�Mishawaka, IN-MI, Metropolitan Statistical Area.

 

Lawrence is a city in Marion County, Indiana, United States. It is one of four ""excluded cities"" in Marion County. The city is home to Fort Benjamin Harrison within Fort Harrison State Park. The population was 46,001 at the 2010 census. The city is also adjacent to the east side of Indianapolis.

 

Jeffersonville /'d??f?rs?nv?l/ is a city in Clark County, Indiana, along the Ohio River. Locally, the city is often referred to by the abbreviated name Jeff. It is directly across the Ohio River to the north of Louisville, Kentucky along I-65. The population was 44,953 at the 2010 census. The city is the county seat of Clark County.

 

Columbus /k?'l?mb?s/ is a city in and the county seat of Bartholomew County, Indiana, United States. The population was 44,061 at the 2010 census. Located approximately forty miles (64 km) south of Indianapolis, on the east fork of the White River, it is the state's 20th largest city. It is also the principal city of the Columbus, Indiana, metropolitan statistical area which encompasses all of Bartholomew County. Traveler ranked Columbus 11th on its historic destinations list in late 2008, describing the city as ""authentic, unique, and unspoiled."" Columbus won the national contest ""America in Bloom"" in 2006, and in 2004 it was named one of ""The Ten Most Playful Towns"" by Nick Jr. Magazine. The July 2005 edition of magazine named Columbus one of the ""62 Reasons to Love Your Country"". Columbus is the headquarters of the engine company .

 

Portage /'p?rt?d?/ is a city in Portage Township, Porter County, Indiana, United States. The population was 36,828 as of the 2010 census. It is the largest city in Porter County, and third largest in Northwest Indiana.

 

New Albany /'??lb?ni/ is a city in Floyd County, Indiana, United States, situated along the Ohio River opposite Louisville, Kentucky. The population was 36,372 at the 2010 census. The city is the county seat of Floyd County. It is bounded by I-265 to the north and the Ohio River to the south, and is considered part of the Louisville, Kentucky Metropolitan Statistical Area. The mayor of New Albany is Jeff Gahan, a Democrat; he was elected in 2011.

 

Richmond /'r?t?m?nd/ is a ci"

"

s the county seat of Grant County. It is named for Francis Marion, a Brigadier General from South Carolina in the American Revolutionary War.The city is the home of Indiana Wesleyan University, the largest evangelical Christian university in the Midwest and largest private university in Indiana- if including online and regional campuses in Indiana, Kentucky, Ohio, and Illinois. The traditional campus enrolls approximately 2800 students. Since 2003, former Olympic skater Wayne Seybold has been Marion's mayor. Marion is also noted for being the birthplace of legendary actor James Dean, and famed cartoonist Jim Davis, though James Dean and Jim Davis were raised in nearby Fairmount. It was also the location of the wedding of actress Julia Roberts and singer Lyle Lovett in 1993. The city is also the site of the infamous lynching of Thomas Shipp and Abram Smith.Marion's manufacturing sector produces automotive components, paper products, foundry products, machinery, wire, and cable. The paper plate industry was born in Marion; in its infancy, five of the nation's nine plants were located in the city.

 

Waterways Grand Calumet RiverIndiana Harbor and Ship CanalLake MichiganSouth Shore Line station East ChicagoPublic transit East Chicago Transit Source: US Census BureauEast Chicago is a city in Lake County, Indiana, United States. The population was 29,698 at the 2010 census. It is the home of Marktown, Clayton Mark's planned worker community.East Chicago is home to the following business and industry:

 

Schererville is a town in St. John Township, Lake County, Indiana, United States. It is part of the Chicago metropolitan area. The population was 29,243 at the 2010 census.

 

Hobart is a city in Lake County, Indiana, United States. The population was 29,059 at the 2010 census. Although it has been historically primarily residential, recent annexation has added a significant retail corridor to the city.

 

Crown Point is a city in and the county seat of Lake County, Indiana, United States. The population was 27,317 at the 2010 census. The city was incorporated in 1868. On October 31, 1834, Solon Robinson and his family became the first settlers to an area that later became Crown Point. Because of its location, Crown Point is known as the ""Hub of Lake County"".The city is surrounded by Merrillville to the north, Winfield to the east, Cedar Lake to the southwest, St. John to the west, and unincorporated Schererville to the northwest. The southern and southeastern parts of Crown Point border some unincorporated areas of Lake County.

 

Zionsville is a suburban town located in the extreme southeast area of Boone County, Indiana, United States, in Eagle Township, northwest of Indianapolis. The population was 14,127 at the 2010 census.Zionsville promotes itself as a tourist attraction around its village-styled downtown area. This area primarily consists of Main Street, paved entirely in brick, which is lined with small stores and restaurants.

 

Franklin is a city in Johnson County, Indiana, United States. The population was 23,712 at the 2010 census. Located about 20 miles south of Indianapolis, the city is the county seat of Johnson County. The site of Franklin College, the city attracts numerous regional sports fans for the college teams, as well as audiences for its art events.

 

Highland is a town in Lake County, Indiana, United States. The population was 23,727 at the 2010 census. The town was incorporated on April 4, 1910. It is a part of the Chicago metropolitan area and North Township, and is surrounded by Hammond to the north, Munster to the west, Schererville to the south, and Griffith to the east.

 

Munster is a town located in North Township, Lake County, in Northwest Indiana, United States. This bedroom community lies in the Chicago metropolitan area, approximately 30 miles (48 km) southeast of the Chicago Loop, and shares municipal boundaries with Hammond to the north, Highland to the east, Dyer and Schererville to the south and Lansing and Lynwood directly west of the Illinois border. The 2010 U.S. Census counted the town's population at 23,603.

 

Brownsburg is a town in Hendricks County, Indiana, United States. The population was 21,285 at the 2010 Census, an increase from 14,520 in 2000.In 2009, CNN Money Magazine ranked Brownsburg as the #1 place to live in Indiana, and #33 in the nation. The magazine cited Brownsburg's low crime, strong economy and excellent schools as factors for placing Brownsburg at the top.

 

La Porte (French for ""The Door"") is a city in LaPorte County, Indiana, United States, of which it is the county seat. Its population was 22,053 at the 2010 census. It is one of the two principal cities of the Michigan City-La Porte, Indiana Metropolitan Statistical Area, which is included in the Chicago-Naperville-Michigan City, Illinois-Indiana-Wisconsin Combined Statistical Area.LaPorte is located in northwest Indiana, east of Gary, and west of South Bend and was first settled in 1832. The current mayor of La Porte, Blair Milo, is one of the youngest mayors in the city's history, elected to the position in 2011 at the age of 28.

 

Clarksville is a town in Clark County, Indiana, United States, along the Ohio River and is a part of the Louisville Metropolitan area. The population was 21,724 at the 2010 census. The town, once a home site to George Rogers Clark, was founded in 1783 and is the oldest American town in the Northwest Territory. The town is home to the Colgate clock, one of the largest clocks in the world and the Falls of the Ohio State Park, a large fossil bed.

 

Greenfield is a city in and the county seat of Hancock County, Indiana, United States, and a part of the Indianapolis metropolitan area. The population was 20,602 at the 2010 census. It lies in Center Township.Greenfield was a stop along the Pittsburgh, Cincinnati, Chicago and St. Louis Railroad that connected Pittsburgh to Chicago and St. Louis.

 

Shelbyville is a city in the U.S. state of Indiana and the county seat of Shelby County. The population was 19,191 as of the 2010 census.

 

Seymour is a city in Jackson County, Indiana, United States. The population was 17,503 at the 2010 census. Seymour is called the ""Crossroads of America"" because the north/south and east/west railroads intersect in downtown.The north/south line, the Jeffersonville, Madison and Indianapolis Railroad, was built in the 1840s connecting Indianapolis to the Ohio River at Jeffersonville. It ran through the Shields farm at the area that is now Seymour.In 1852 when the east/west railroad, the Ohio and Mississippi Railroad, was going to be built, Capt. Meedy Shields, who was the cousin of General John Tipton persuaded the surveyor, John Seymour, into putting it through his land, in return for which he named the town Seymour. All trains had to stop at a crossroad, making Seymour a bustling community.Seymour is the birthplace of former Indiana 9th District U.S. Representative Baron Hill, Texas lawyer Paul Eggers, singer John Mellencamp, Miss America 2009 Katie Stam, retired professional wrestler Rip Rogers, and Robert Shields whose personal diary earned him a place in the Guinness Book of World Records. Robert William Shields was a distant cousin of Seymour founder Meedy Shields.

 

Vincennes is a city in and the county seat of Knox County, Indiana, United States. It is located on the lower Wabash River in the southwestern part of the state. Founded in 1732 by French fur traders, Vincennes is the oldest continually inhabited European settlement in Indiana and one of the oldest settlements west of the Appalachians.According to the 2010 census, its population was 18,423, a decrease of 1.5% from 18,701 in 2000.

 

Logansport is a city in and the county seat of Cass County, Indiana, United States. The population was 18,396 at the 2010 census. Logansport is located in northern Indiana, at the junction of the Wabash and Eel rivers, northeast of Lafayette.

 

New Castle is a city in Henry County, Indiana, 44 miles (71 km) east-northeast of Indianapolis, on the Big Blue River. In 1900, 3,406 people lived in the town; in 1910, 9,446; in 1920, 14,458; and in 1940, 16,620. The population was 18,114 at the 2010 census. The city is the county seat of Henry County. New Castle is home to New Castle Fieldhouse, the largest high school gymnasium in the world. The city is surrounded by agricultural land. In the past, it was a manufacturing center for the production of sheet iron and steel, automobiles, caskets, clothing, scales, bridges, pianos, furniture, handles, shovels, lathes, bricks, and flour.New Castle Correctional Facility, with a capacity of over 2,000 inmates, is located just north of the city.

 

Huntington, known as the ""Lime City"", is the largest city in and the county seat of Huntington County, Indiana, United States. It is in Huntington and Union townships. The population was 17,391 at the 2010 census.Catholic publisher Our Sunday Visitor is based in Huntington.

 

Griffith is a town in Calumet and St. John townships in Lake County, Indiana, United States. It is a part of the Chicago metropolitan area. The population was 16,893 at the 2010 census.

 

Dyer is a town in St. John Township, Lake County, Indiana, United States. The population was 16,390 at the 2010 census.This bedroom community lies in the Chicago Metropolitan Area.Dyer placed 97th on the ""100 Best Places to Live in the US"" by CNN and Money Magazine in 2005. It was one of two Indiana municipalities to earn this distinction (the other being Fishers outside Indianapolis).

 

Frankfort is a city in Clinton County, Indiana, United States. The population was 16,422 at the 2010 census. The city is the county seat of Clinton County.

 

Crawfordsville is a city in Union Township, Montgomery County, Indiana, United States. As of the 2010 census, the city had a population of 15,915. The city is the county seat of Montgomery County. It is home to Wabash College, which was ranked by Forbes as #12 in the United States for undergraduate studies in 2008.Crawfordsville is the home of the world's first thin-slab casting minimill (steel manufacturing plant that recycles scrap steel using an electric arc-furnace). Nucor Steel broke ground on its first sheet steel mill and first galvanizing line at its billion-dollar Crawfordsville facility in 1987.

 

Lebanon (commonly pronounced ""Leba-nen"") is a city in and the county seat of Boone County, Indiana, United States. The population was 15,792 at the 2010 census. Lebanon is located in central Indiana, northwest of Indianapolis.Major employers in Lebanon include General lland), Purity Wholesale Grocers and Witham Health Services.

 

St. John is a town in Lake County, Indiana, United States. The town of St. John has homes in St. John Township and Hanover Township. St. John was founded in 1837. The population was 14,850 at the 2010 census. In 2009, St. John ranked 48th among CNN's top 100 places to live in the United States. In 2014, St. John was ranked as the 4th safest place in Indiana by Movoto Real Estate.

 

New Haven is a city in Adams, Jefferson, and St. Joseph townships, Allen County, Indiana, United States. It is adjacent to the city of Fort Wayne, the second largest city in Indiana, and is situated mostly along the southern banks of the Maumee River. The population was 14,794 at the 2010 census.New Haven is surrounded by an abundance of fertile soil, making agriculture the largest visible economic asset. Corporate headquarters of ts operational headquarters in New Haven. O'Neal Steel, the nation's sixth largest steel center, operates a New Haven branch. Other major employers include East Allen County Schools, Norfolk Southern, and BFGoodrich (located in nearby Woodburn, Indiana).[9]

 

Jasper is a city in Dubois County, Indiana, United States. The population was 15,038 at the 2010 census. The city has been the county seat of Dubois County since 1830, succeeding Portersville. In 1970, the school system of Ireland, a hamlet west of Jasper along State Route 56, was consolidated into that of Jasper. On November 4, 2007, Dubois County returned to the Eastern Time Zone, after having moved to the Central Time Zone the previous year. The land uses are mainly agriculture.Jasper is a regional center in southwestern Indiana, noted for its heavily German Catholic ancestral roots. Jasper has often been called the ""Wood Capital of the World"", boasting a large number of furniture companies, including Kimball International and Masterbrand Cabinets. Jasper is also home to the Southern Indiana Education Service Center (SIEC), Transmissions (largest remanufacturer in the market), and to a satellite campus of Vincennes University.The Indiana Baseball Hall of Fame, which honors players and others associated with the national pastime who were born or lived in Indiana, is located in Jasper.In 2005, Jasper was ranked in the ten best places to live in the U.S. by Relocate America.[9] Jasper was previously ranked in the top 25 in Norman Crampton's 1992 book 100 Best Small Towns in America. Jasper also boasts the only municipally supported Arts Council in the state of Indiana; it is part of city government and is supported by the city for its citizens in the same vein as its park board or its street department. The city of Jasper and the Jasper Community Arts Commission have won the Governor's Arts Award twice, once in 1987 and again in 2007, and it is the only group to have garnered this award twice.[10]

 

Beech Grove is a city in Marion County, Indiana, United States. As of the 2010 census, the city's population is 14,192. The city is located within the Indianapolis metropolitan area, one of the fastest growing metropolitan areas in the United States.

 

Warsaw is a city in and the county seat of Kosciusko County, Indiana, United States. Cradled among Winona Lake, Pike Lake, Hidden Lake and Center Lake, Warsaw has a population of 13,559 as of the 2010 U.S. Census.Warsaw, known as the ""Orthopaedic Capital of the World"", is home to the first orthopedic device manufacturer, the Manufacturing Company, started in 1895 by Revra . Competitorshave subsequently been founded in Warsaw to support the industry. Several orthopedic suppliers are also present.

 

Avon is a town in Washington Township, Hendricks County, Indiana, United States. The population was 12,446 at the 2010 Census.

 

Bedford is a city in Shawswick Township, Lawrence County, Indiana, United States. The population was 13,413 at the 2010 census. The city is the county seat of Lawrence County.Bedford is known as the limestone capital of the world, and is surrounded by limestone quarries, many of which are dangerously used by the residents for swimming. A common name for the light gray Indiana limestone quarried in south central Indiana is ""Bedford limestone"", or ""Bedford Oolitic limestone"". Much of the limestone used in the construction of various Washington, D.C., monuments was quarried in the Bedford area, and Bedford received $500,000 in grants from the federal government to build a ten-story replica of the Great Pyramid of Giza out of local limestone; however, the work was never completed,[15] despite a further $125,000 being allocated to finish it.[16] An 800-foot limestone replica of the Great Wall of China was also built. Construction took place in 1981 and cost $200,000. Limestone from a nearby quarry, called the ""Empire Quarry"", was used to build the Empire State Building in New York City.

 

Chesterton is a town in Westchester, Jackson and Liberty townships of Porter County, Indiana, United States. The population was 13,068 at the 2010 census. The three towns of Chesterton, Burns Harbor, and Porter are known as the tri-towns or the Duneland area.[9]

 

Connersville is a city in Fayette County, east central Indiana, United States, 66 miles east by southeast of Indianapolis. The population was 13,481 at the 2010 census. The city is the county seat of and the largest and only incorporated town in Fayette County. It is home to the county's one and only high school. The nearest significant city is Richmond, IN, approx. 26 miles northeast by road. There has been no significant industry in the town since the 1990s, and the population has been steadily declining since the 1960s. The economy is supported by local manufacturing, retail and healthcare.

 

Auburn is a city in DeKalb County, Indiana, United States. The population was 13,086 at the 2010 census. Founded in 1836 by Wesley Park (1811�1868), the city is the county seat of DeKalb County. Auburn is also known as Home of the Classics.

 

Lake Station is a city in Lake County, Indiana, United States. The population was 12,572 at the 2010 census.However the area has a strong railroad industry. Lake Station's busiest rail line is Transportation's Porter Subdivision. The Chicago, Fort Wayne and Eastern Railroad also runs through Lake Station, crossing at Liverpool Road.

 

Speedway is a town in Wayne Township, Marion County, Indiana, United States. The population was 11,812 at the 2010 census. Speedway is the home of the Speedway; it is an enclave of Indianapolis.

 

Madison is a city in and the county seat of Jefferson County, Indiana, United States, along the Ohio River. Its estimated population was 12,083 as of 2012. Over 55,000 people live within 15 miles of downtown Madison. Madison is the largest city along the Ohio River between Louisville, Kentucky and Cincinnati Ohio. Madison and Jefferson County lie just outside the northeastern edge of the Louisville/Jefferson County-Elizabethtown-Scottsburg, KY-IN Combined Statistical Area, an area with a population of 1,478,637. In 2006, the majority of Madison's downtown area was designated the largest contiguous National Historic Landmark in the United States�133 blocks of the downtown area is known as the Madison Historic Landmark District.

 

Washington is a city in Daviess County, Indiana, United States. The population was 11,509 at the 2010 census. The city is the county seat of Daviess County.

 

Martinsville is a city in and the county seat of Morgan County, Indiana; the population was 11,828 at the 2010 United States Census.

 

Greensburg is a city in Decatur County, Indiana, United States. The population was counted at 11,492 at the 2010 census. The city is the county seat of Decatur County. Motor Company operates an automobile manufacturing plant (Manufacturing of Indiana, LLC) along Interstate 74 in Greensburg.[14] The company purchased 1,700 acres (6.9 km2) at the northwest edge of Greensburg in 2006. It took about 16 months to develop the site and construct the massive auto assembly facility. Mass production of the (eighth generation) sedan commenced at this plant on October 9, 2008. As of 2013, Manufacturing of Indiana employs over 2,000 associates and produces gasoline, compressed natural gas, and hybrid powered sedan variants of the Civic (ninth generation). Long range plans for the facility include an expansion of annual production capacity to 250,000 vehicles.[15]

 

Cedar Lake is a town in Hanover and Center townships, Lake County, Indiana, United States. The population was 11,560 at the 2010 census. The town is known for Cedar Lake (formerly Lake of the Red Cedars, Armour).

 

Yorktown is a town in Mount Pleasant Township, Delaware County, Indiana, United States. The population was 9,405 at the 2010 census. It is part of the Muncie, IN Metropolitan Statistical Area.

 

Peru is a city in, and the county seat of, Miami County, Indiana, United States. The population was 11,417 at the 2010 census, making it the most populous city in Miami County. Peru is located along the Wabash River, which divides the city in two.Residents usually pronounce the name of Peru like the name of the South American nation of Peru is commonly pronounced in American English. Elderly Hoosiers commonly use the archaic pronunciation of /'p??ru?/ PEER-oo.

 

Wabash is a city in Noble Township, Wabash County, Indiana, United States. The population was 10,666 at the 2010 census. The city is the county seat of Wabash County.Wabash is notable as being the first electrically lighted city in the world, which was inaugurated on March 31, 1880. It is also home to the historic Eagles Theatre, Paradise Spring Treaty Grounds (1826), the Wabash and Erie Canal, Presbyterian Church (Wabash, Indiana) (1880), and Disciples of Christ Christian Church (Wabash, Indiana) (1865). Wabash is the native home of numerous notable people.

 

Greencastle is a city in Greencastle Township, Putnam County, Indiana, United States, and the county seat of Putnam County.[4] It was founded in 1821 by English American Ephraim Dukes on a land grant. He named the settlement for his hometown of Greencastle, Pennsylvania.[5] Greencastle was a village or town operating under authority of the Putnam County commissioners until March 9, 1849, when it became a town by special act of the local legislature. Greencastle, Indiana, officially became a city after an election held on July 8, 1861. The first mayor of Greencastle was E. R. Kercheval, a member (during his lifetime) of the Freemason Temple Lodge #47. The city became the county seat of Putnam County.[4] The population was 10,326 at the 2010 census. It is located near Interstate 70 between Terre Haute and Indianapolis in the west-central portion of the state.

 

Plymouth is a city in Marshall County, Indiana, United States. The population was 10,033 at the 2010 census. The city is the county seat of Marshall County. Plymouth was the site of the first retail outlet of defunct U.S. retailer in 1926.

 

Bluffton is a city in Harrison and Lancaster townships, Wells County, Indiana, United States. The population was 9,897 at the 2010 census. The city is the county seat of Wells County.

 

Kendallville is a city in Wayne Township, Noble County, Indiana, United States. The population was 9,862 at the 2010 census.

 

Mooresville is a town in Brown Township, Morgan County, Indiana, United States. As of the 2010 census, the town population was 9,326.

 

Danville is a town in Center Township, Hendricks County, Indiana, United States. The population was 9,001 at the 2010 census. The town is the county seat of Hendricks County.

 

Decatur is a city in Root and Washington townships, Adams County, Indiana, United States. It is the county seat of Adams County. Decatur is home to Adams Memorial Hospital, which was designated as one of the ""Top 100"" Critical Access Hospitals in the United States. The population of Decatur was 9,405 at the 2010 census.Ryan Squires, Former Professional Bowler & Titlist Winner

 

Lowell is a town in West Creek and Cedar Creek townships, Lake County, Indiana, United States. The population was 9,276 at the 2010 census.

 

Columbia City is a city in Columbia Township, Whitley County, Indiana, United States. The population was 8,750 at the 2010 census. The city is the county seat of Whitley County.

 

Angola is a city in Pleasant Township, Steuben County, Indiana, United States. The population was 8,612 at the 2010 census. The city is the county seat of Steuben County. Angola was founded by Thomas Gale and Cornelius Gilmore on June 28, 1838. Angola is home to Trine University. The town is served by I-69 and the Indiana Toll Road (I-80 and I-90).

 

Princeton is a city in Patoka Township, Gibson County, Indiana, United States. The population was 8,644 at the 2010 census, and it is part of the greater Evansville, Indiana, Metropolitan Area. The city is the county seat of and the largest city in Gibson County.Major employers in Princeton include Motor Manufacturing Indiana (TMMI), located 3 miles to the south, nearly halfway between Princeton and Fort Branch, where the Sequoia, Sienna, and Highlander are manufactured; and Corporation. Many suppliers have facilities between the plant site and the city. ational. All of these facilities were either built or converted from other uses to furnish supplies, part and services to TMMI. AG at one point had research and manufacturing facilities in Princeton, but the manufacturing plant was closed in the early 1990s and the research facility was closed soon after. In 2008 the former property was acquired by and demolished. A store currently occupies the former site.

 

Elwood is a city in Madison and Tipton counties in the U.S. state of Indiana. The Madison County portion, which includes most of the city, is part of the Anderson, Indiana Metropolitan Statistical Area, while the small portion in Tipton County is part of the Kokomo, Indiana Metropolitan Statistical Area. The population was 8,614 at the 2010 census.

 

Brazil is a city in Clay County, Indiana, United States. The population was 7,912 at the 2010 census. The city is the county seat of Clay County. It is part of the Terre Haute Metropolitan Statistical Area. The current chief executive of Brazil is Mayor Brian Wyndham (Democrat).

 

Charlestown is a city in Clark County, Indiana, United States. The population was 7,585 at the 2010 census.

 

Tell City is a city in Troy Township, Perry County, Indiana, United States, along the Ohio River. The population was 7,272 at the 2010 census. The city is the county seat of Perry County.

 

Scottsburg is a city in Vienna Township, Scott County, Indiana, United States, about 30 miles (48 km) north of Louisville, Kentucky. The population was 6,747 at the 2010 census. The city is the county seat of Scott County. As of 2010, William H. Graham serves as Mayor and has served since 1988.

 

North Vernon is a city in Jennings County, Indiana, United States. The population was 6,728 at the 2010 census.

 

Mount Vernon is a city in and the county seat of Posey County, Indiana, United States, in the state's far southwestern corner. The population was 6,687 at the 2010 census. It is located in Black Township and is part of the Evansville, Indiana, metropolitan area, which had a 2000 population of 342,815.Mount Vernon is the headquarters of a small oil refinery owned by the agricultural cooperative. It processes more than 20,000 barrels of local crude oil per day.

 

Batesville is a city in Franklin and Ripley counties in the U.S."

"

In addition, there are nearly twenty more local entities with 25 to 100 employees. Agriculture also iuences the town. Although they do not live in the city limits, farm families are involved with the local schools, parks, and social activities � and are consumers of the products of local merchants.

 

Huntingburg is a city in Dubois County, Indiana, United States. The population was 6,057 at the 2010 census. Located in southwestern Indiana, the city is known for its downtown with numerous antique shops. It is part of the Jasper Micropolitan Statistical Area. The city is also known as the ""Hollywood of the Midwest."" The movies A League of Their Own (1992), Hard Rain (1998), and the HBO film Soul of the Game (1996) were filmed in Huntingburg. Columbia Pictures built the grandstand at League Stadium that was to become part of the set for A League of Their Own.League Stadium was home to the Dubois County Dragons who played in the Heartland League (1996�1998) and the Frontier League (1999�2002). From 1996-2001, Huntingburg was the smallest city to host a professional baseball team. After the Dragons franchise moved, League Stadium stood empty in the summers until the Bluff City of the Central Illinois Collegiate League moved to Huntingburg in 2005 and were renamed the Dubois County . The league then merged with the League. As the League has a larger geographical footprint, the moved to the Ohio Valley League as of the 2013 season.As part of Dubois County, Huntingburg re-entered the Eastern Time Zone on November 4, 2007 after 15 months on the Central Time Zone.

 

Rensselaer is a city located along the Iroquois River in Marion Township, Jasper County, Indiana, United States. The population was 5,885 at the 2013 census. The city is the county seat of Jasper County. Rensselaer is home to Saint Joseph's College.

 

Linton is a city in Stockton Township, Greene County, Indiana, United States. The population was 5,413 at the 2010 census. A coal mining city, it is located southeast of Terre Haute. The current mayor is John Wilkes.Linton is part of the Bloomington, Indiana, Metropolitan Statistical Area.

 

Monticello is a city in White County, Indiana, United States. The population was 5,378 at the 2010 census. The city is the county seat of White County.Monticello is known as a tourist destination in north-central Indiana and is home to the Indiana Beach amusement park, Lake Shafer, and Lake Freeman.

 

Alexandria is a city in Monroe Township, Madison County, Indiana, United States. It is about 46 miles (74 km) northeast of Indianapolis. It is part of the Anderson, Indiana Metropolitan Statistical Area. According to the 2010 census, its population was 5,145, a decrease of 17.8% from 6,260 in 2000.

 

Lawrenceburg is a city in Dearborn County, Indiana, United States. The population was 5,042 at the 2010 census. The city is the county seat and largest city of Dearborn County. Lawrenceburg is in southeast Indiana, on the Ohio River west of Cincinnati.Lawrenceburg is home to the Tanners Creek Power Station, now AEP. MGP Indiana, formerly Seagram's, operates within Lawrenceburg, and produces various alcoholic beverages.

 

Whiting is a city located in the Chicago Metropolitan Area in Lake County, Indiana, which was founded in 1889. The city is located on the southern shore of Lake Michigan. It is roughly 16 miles from the Chicago Loop and two miles from Chicago's South Side. Whiting is home to Refinery, the largest oil refinery in the Midwest. The population was 4,997 at the 2010 census.

 

Winchester is a city in White River Township, Randolph County, Indiana, United States. The population was 4,935 at the 2010 census. The city is the county seat of Randolph County. It is the home of Speedway.

 

"

 

Your Company may discovered trucking receivables factoring but you may likely mistake what it is or even more notably exactly what it might do for your business. Freight Factoring also known as accounts receivable funding is a form of asset based financing that can boost a business' short-term cash flow. It is not a loan; no debt obligation is assumed by truck factoring ,and the funds are unconstrained. Factoring Trucking Companies in Factoring Ar Factoring Companies IN at Staffingresource.org- affording factored invoice deals factoring-companies-in

Staffingresource.org-Factoring Companies IN

Indianapolis

Indiana

Factoring Trucking Companies

The trucking company gives their statements to the factoring agency. The trucking factoring company then receive the payment amounts from the trucking company's clients. Factoring has been in existence for hundreds of years and has been adopted for many years by numerous varied fields-- but none exceeding so than truckers. While you might lose out on a small part of the money, something like 1-3 % depending upon who you work with, it implies that you are receiving the cash today and can actually begin setting the cash to operate.

 

 

Truckingfactoringcompanies.Org

Freight Factoring Companies

Due to the fact that, depending on the size of the task, it can take up to 60 days for several business enterprises to get paid out then it's essential to cover up your own back and not leave yourself funds short to pay off the expenses. After all, how many firms possess two months profits just occupying there to deal with all their overheads till they make money?

 

 



Artspaceartists.Com

 

A high percentage of Indiana's income is from manufacturing.[130] The Calumet region of northwest Indiana is the largest steel producing area in the U.S. Indiana's other manufactures include pharmaceuticals and medical devices, automobiles, electrical equipment, transportation equipment, chemical products, rubber, petroleum and coal products, and factory machinery. Despite its reliance on manufacturing, Indiana has been much less affected by declines in traditional Rust Belt manufactures than many of its neighbors. The explanation appears to be certain factors in the labor market. First, much of the heavy manufacturing, such as industrial machinery and steel, requires highly skilled labor, and firms are often willing to locate where hard-to-train skills already exist. Second, Indiana's labor force is located primarily in medium-sized and smaller cities rather than in very large and expensive metropolises. Indiana is home to the international headquarters and research facilities of pharmaceutical company Eli Lilly in Indianapolis, the state's largest corporation, as well as the world headquarters of Mead Johnson Nutritionals in Evansville.[132] Overall, Indiana ranks fifth among all U.S. states in total sales and shipments of pharmaceutical products and second highest in the number of biopharmaceutical related jobs.

 

Factoring For Trucking Companies

The trucking company gives their statements to the factoring agency. The trucking factoring company then receive the payment amounts from the trucking company's clients. Factoring has been in existence for hundreds of years and has been adopted for many years by numerous varied fields-- but none exceeding so than truckers. While you might lose out on a small part of the money, something like 1-3 % depending upon who you work with, it implies that you are receiving the cash today and can actually begin setting the cash to operate.

 

 



Artspaceartists.Com

 

 

 

Accounts Receivable Loans

 

Accounts Receivable Loans

 

At one time or another, every business, even effective ones, have experienced bad cash flow.

Cash flow does not have to be a problem any more. Do not be fooled -- banks are not the only locations you can get financing. Other solutions are offered and you do not have to borrow money. Exactly what is truck factoring ? One option is called trucking factoring. Trucking Factoring is the procedure of offering accounts receivable to a financier instead of waiting to collect the money from the client. Oh, the Irony- Truck factoring has a paradoxical distinction: It is the financial foundation of numerous of America's most successful companies. Why is this paradoxical ? Since receivable funding is not instructed in business colleges, is rarely mentioned in company plans and is relatively unidentified to bulk of most of American company people.

Yet it is a financial procedure that releases up billions of dollars every year, allowing thousands of companies to grow and succeed. Receivable Loan Funding has been around for thousands of years. Truck Factoring Companies are financiers who pay cash for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a debt your client has to pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business deals, a large portion of the retail business utilizes a factoring principal. MasterCard, Visa, and American Express all utilize a form of factoring in their retail transactions. Utilizing the purest meaning of the word, these big customer finance business are truly simply big Invoice Factoring Businesses of customer paper. Consider it: You make a purchase at Sears and charge it to your MasterCard. The store gets paid practically instantly, although you do not make payment up until you are prepared.

For this service, the credit card company charges Sears a charge (typical common normal charges range from two to 4 percent of the sale). The Advantages Receivable Financing can offer numerous advantages to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on an item that has already been provided, a business can factor (sell) its receivables for money at a little discount off the dollar value of the invoice. Payroll, marketing efforts, and working capital are just a few of the business needs that can be satisfied with instant  cash.

Trucking Factoring offers the ways for a manufacturer to renew stock and make more items to offer: There is no longer a need to wait for earlier sales to be paid. FACTORING is not simply a cash management device for producers: Practically any kind company can take advantage of Receivable Financing. Generally, a business that extends credit will have 10 to 20 percent of its yearly sales bound in accounts receivable at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power bill or this week s payroll with a customer s invoice, but you can offer that invoice for the money to meet those responsibilities. Using truck factoring companies is a fast and simple procedure. The factor purchases the invoice at a discount, typically a couple of portion points less than the stated value of the invoice.

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The U.s. Trucking Association
states that there are about
200,000 work with transportation
businesses and
250,000 private companies trucking
companies licensed to
run in the States that transported,
according to their latest data of millions
products, materials and
basic materials .
There are numerous usual
providers either going solo or in
teams on our nation
roadways transporting these
vital items to our
stores, manufacturing facilities and ports.

Furthermore  freight factoring
corporations benefit
several of them and offer their
receivables financing facilities
nationwide counting
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Factoring Companies IN

 

View Our Truck Factoring YouTube Videos For More Information

 

Factoring loans company Calculator
This calculator will show you how much you will make by using our factoring loans company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our factoring loans company
Enter the principal balance of your factoring loans company
(call your factoring loans company lender and ask for the current payoff amount):
Enter the amount of your monthly factoring loans company payment:
(invoice amount):
Enter the your factoring loans company's current interest rate:

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

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"

�So It is not a loan?� Patrick Hughes asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Patrick smiled at him, shaking her head.�Not quite,� she stated.Patrick Hughes owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Francisco. His company was called Payne Trucking, named after both of his grandfathers, Albert and Miguel. They had both been hardworking men, and had done a lot to make Patrick the same.Disaster had struck half a year ago, when two trucks in Francisco�s fifteen truck fleet went down. One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. The financial security of Francisco's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Patrick had on hand.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Patrick was an excellent business man, and he certainly hadn't done anything wrong. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.That�s where the woman across the desk came in. Patrick knew she was employed by a Factoring company and that her name was Sally. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Patrick nodded. It sounded good to him, almost too good.The woman laughed. �I'm not sure that you believe me,� she chuckled.�No, I do, I just think it sounds a bit too good to be true. I thought I was going to lose my company.�Sally nodded. �Yes, we get a lot of that. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. Sometimes you need help. That's why we do what we do.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Sally with a smile. �Let�s see what we can do to help you.�And right there and then they created a business profile. Patrick filled the form out, with Sally available to help him if he needed it. The profile filled Sally and her company in on Francisco�s company, and would help them determine if he was suitable for factoring. In truth, not all companies were. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Patrick completed his form, Sally listened to his story and she felt quite sure he would be the ideal candidate for Factoring.Sally took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Francisco's hand. He stood before they shook as well, and then smiled. They said their goodbyes and Patrick walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Sally though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The terrifying panic attacks that occurred regardless of where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.Patrick couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Offering home cooking in his own hometown, his business had really prospered.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Payne Trucking. And that's exactly what he did. Once again he built a company from the ground up. The business had been an instant success.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He didn�t think he had it in him, to save this company. But giving up wasn't part of his personality either.

 

Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He didn�t know how to say quit.And now, because of factoring, he was sure he wouldn�t have to. Patrick opened his eyes, sat forward, turned his computer on. He had lots to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

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Freight Broker Factoring Companies

 

"

Hudson Truck and Haul has been in business since the mid 1980s. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the heady times from 2002 to 2007, Hudson was a top rated accounts receivable mastermind of the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Times were great for everyone, and the cash was flowing.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed to a crawl

 

. And worse yet, Hudson had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Leon Duncan, CEO of Hudson felt a chill go down his spine whenever he would look at the weekly A/R reports. The numbers of clients who owed him back debt were growing.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Hudson money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. They had just gone home.The situation looked dire to Leon Duncan. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. After work he would confide in his wife, Lauren, and neither were unable to stop the constant worry over the lack of funds.""Lin, I have a really bad feeling,"" he would say with deep woe.""Well, what do you think it is?"" she would say.Leon would stare off for a moment and then close eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What could cause this ultimate death spiral of business?""I think I know what it could be,"" Leon said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" All Lauren could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Leon knew very well that Lauren was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The following day Leon walked into his office with a spring in his step, determined to call each and every client who owed money to Hudson Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. Wasting money, wasting time - even with the best of intentions, Leon knew that he was in trouble.

 

Poor Leon spent the whole morning trying in vain to contact his debtors: they promised to call back, dodged his calls, or made small interest-only payments. He was beginning to feel quite despaired when his secretary knocked on his door.

 

""Can I have a word with you Leon?"" she asked standing in the doorway.

 

""Of course Frances, please come in."" Leon relaxed back into his chair and looked up at Franceserley.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Leon."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" Franceserley asked.""It does sound vaguely familiar. What is it?"" he said.She began, ""Well, it is really very simple. Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Leon interrupted ""Immediately?"".""Yes, immediately,"" she continued, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It provides a very broad view.""I see,� Leon said. �And then what?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

The company will advise us the cost to purchase factoring for our company's accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Leon was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""I do not know, Frances - it just sounds too good to be true"", Leon said quietly.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Leon: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. They appear to be very flexible, Leon,"" she drew a circle around a paragraph on the document before him.""Just how flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. Apparently they can figure this all out in two to four days.

 

""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Leon.He took a deep breath and looked at his secretary with something she recognized as hope.""Exactly�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Leon took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Hudson Truck & Haul were professional resources of the company, but they were also long-standing friends. Just because they were experiencing difficulties paying their own bills now, Leon was very concerned about losing these relationships. Leon knew that the economy had taken a hit and he knew that it would probably be a long time before things started to look up again. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Frances, and thankyou."" Frances nodded, stood up and left the office feeling that she had helped her employer keep on his shirt and hers too.Leon sat behind his desk and looked over the details Frances had not mentioned in their meeting. What other issues could freight factoring help Hudson with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. In fact, Hudson could receive up to fifty-percent cash advances upon load pick-ups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""I must tell Jason the good news,"" muttered Leon to himself.Jason is Leon's son-in-law, and he really admired the ideas behind Hudson, so much so that only two years before he had started his own transportation service business. Leon knew then what struggles Jason would face but he encouraged him nonetheless. With the faltering economy, if a big fish like Hudson was hurting, a little guy like Jason was about to catch his death. But, maybe the answer for both of them was in freight factoring, and Leon was going to find out very soon.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Leon found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They took that time and refocused effort to offering competitive prices in new territories. Leon recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

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Transportation Factoring Solutions

 

Why Trucking Agencies Utilize Factoring Companies.

 

As the owner of your own company, you may perhaps be much more than aware already of the challenge in making certain that cash flow concerns do not become a predicament down the line. After all, the most disappointing thing that can quite possibly take place for your establishment is to find yourself embroiled in a long and hard condition that leaves you forever trying to find the money you really need on an continuing basis.

 

For pretty much any firm in this circumstance, the trouble can come for waiting for work to lapse and actually be paid into your statement. Statements, checks, and the like could take a long time to actually to beprocessed which can easily leave you with short-term cash flow issues. Thank goodness, there are approaches out there for industries to look into-- and just one of these is factoring providers.

 

Factoring companies will, in exchange for your accounts, grant you with the money now to ensure you do not have to fret about the delaying period which could make paying out the bills and getting toolsmore challenging. With this type of system, invoice factoring can come to be extremely practical for lots of establishments who have to get out of a money trap which they have gotten themselves in.

 

For the reason that, depending upon the scale of the work, it can take up to 60 days for some business enterprises to get paid then it is significant to take care of your own back and certainly not leave yourself funds short to pay the bills. After all, how many firms have two months income just lying there to pay for all their overheads until they make money?

 

This is specifically correct of truck establishments. They generally take care of tons of invoices which means a notable amount of collection period involves company owner themselves. Trying to get paid in time can come to be an amazing headache and this is precisely why you work with truck factoring companies who are delighted to help out truckers particularly.

 

As we all determine, trucking is an exceptionally huge business with many companies out there hiring hundreds of drivers. Regrettably, many of these drivers land up in money troubles because they are still awaiting work from six weeks back to actually compensate them. When this is the circumstance for a trucking agency, depending on factoring providers for support might be the very best option left.

 

This indicates that a trucking business can pay the paychecks of the people, keep all the trucks refilled with gas and continue to scale, progress and expand without consistently waiting for the income which is taking too lengthy to come in. Trucking Establishments working without a factoring program used are leaving themselves at critical risk, as contenders cash out quickly and go on to grow.

 

There's genuinely very little to be worried about when it comes to making use of a Factoring contractor-- they usually are not like a bank or an individual who is going to leave you with a massive pile of debt to repay. You give them genuine invoices from work you have already finalized , you are merely facilitating the repayment system.

 

In the United states of America, where truck enterprises grow, factoring providers are not considered taking on loan in any capacity. This confidential agreement then lets both parties to make money and delight in a good future-- it gives the factoring provider a secured asset of money to put into the list and it gives the trucking business the needed money that they sweated to get.

 

The trucking establishment bestows their statements to the factoring enterprise. The trucking factoring agency then take the payment amounts from the trucking company's clients. Factoring has been all around for centuries and has been employed for several years by many varying business sectors-- but none exceeding so than truckers. While you may lose out on a small part of the money, something like 1-3 % depending on who you partner with, it means that you are receiving the cash today and can actually start putting the resources to work.

 

Anyway, an IOU or an invoice is not actually going to finance expenditures, is it? For trucking firms when the finances can be good one day and gone the next, it is up to the drivers to work smartly and to ascertain they are leaving themselves with a substantial amount of time and money to get through the week until they are compensated again.

 

So the next instance your trucking business is enduring some momentary cash flow dilemmas and you are devoting a lot of time chasing sluggish paying clients, why not start thinking about employing a factoring companies as a manner to get your finances and give yourself a more pleasant future in the eyes of your trucking personnel and your bank dividend?

 

 

 

 

 

 

 

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Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Rodney Owens just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Rodney is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Owens Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

Rodney�s father had started as an owner-operator and had grown Owens Trucking Company into a fifteen trailer fleet over forty years. There had been some hard times when it seemed everything was going to go under and even Rodney�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Rodney�s hands and he wanted to live to see it in better shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. He had employees to pay. They all have families and the usual household bills. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. He knew that turning down these requests made Owens Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Rodney allowed himself a good hard chuckle. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Rodney knew he was right in his forward thinking. What would be the next step for Owens Trucking? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

He wondered about factoring - was this the answer for him? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Rodney had to really consider what his next step was going to be. Rodney had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

For Rodney it was quite a relief to be dealing with the factoring company. They were extremely helpful and more personable than the bank staff. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Rodney because he and his father had created a very strong and loyal list of clientele over the years. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Owens Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Rodney stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Owens Trucking Company and who knows, move into Canada, which had always been his dream. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

 

 

 

 

 

 

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Date Published- 2014- 03-21 Freight Broker Factoring

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
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"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

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